Mortgage & Loan Services
Your Journey Home begins with us.
Home loans for purchase and refinance (conforming and jumbo)
Pre-approved loans for new home purchases
FHA loans for first-time buyers
VA loans for veterans
Private Mortgage financing for non-conventional situations
Conventional loans (conforming and jumbo)
Reverse Mortgage Expert
Since 1987, Hougard Loans has helped thousands of homeowners attain the goal of homeownership in California. With an exclusive focus on residential mortgages, we can assure you that our team is equipped to serve you in the best way possible.
2000
Loans Processed
233
Happy Customers
96
% Closing Ratio
1987
Lender Since
We Help You Ride the Wave to Home Ownership
Home Buying Made Easy in 5 Steps
1. Pre-Qualification
- Once you are ready to proceed our team will begin to process your file. We will verify your application and order an appraisal for the property you are financing.
2. Application
- Filling out a loan application allows us to retrieve your credit information, evaluate your application and qualify for you for a loan program that fits your needs.
3. Processing
- Once you’re ready to proceed with your loan our team will begin to process your file. We will verify your application information and order an appraisal for the property you are financing.
4. Approval
- We will oversee your file process and submit your application to one of our lenders for approval. Most approvals take 1-3 business days.
5. Closing
- Once your loan is approved and all conditions are cleared our team will contact you to schedule a closing.