Why Choose Us?

Our Process is Simple

I got into the mortgage business in San Diego in 1987. I was mentored by some great people who always prioritized the needs of the customer.

 

Since that time, I have assembled a strong, reliable, in-house team and we serve the greater San Diego area with a focus on the north county.
Steve-Hougard-with-client

Our Team will…

Communicate an accurate loan analysis and underwriting, with approvals in 24 hours or less.

Close your Loan in 30 days or less.

Communicate your monthly payment and closing costs upfront.

Guarantee your loan closes on or before schedule or we will credit you $1,000 towards your closing costs.

Why choose us over a traditional bank?

  • Strategic Mortgage Planning
  • Simple Application through Closing Process
  • Experienced Loan Team
  • Live human working on your file
  • Loan Closing in 30 days or less

Where are you now?

And where do you want to go?

Your mortgage process starts here.